Debt consolidation means, to combine some or all of your Unsecured Loans (i.e. Credit Cards, Personal Loans) and Secured Loans (Home Loan, Car loans) amounts that you pay each month into just one loan or a split loan facility. By consolidate your high interest rate loans or debt into a home loan a lower form of interest paid, you are effectively reducing your long term interest repayments and increasing the amount of money available to you at the end of the week, fortnight and month.
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