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A number of websites and financial calculations tend to turn a lot of people off when starting the purchase process since you will get a different borrowing figure from each website therefore some people decide to leave these calculations until the last minute which can lead to a lot of stress and disappointment.  Calculating your capacity to borrow will be different with each lender which a licensed Credit Adviser can prepare these numbers which are not as hard or as daunting as you may initially think.
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