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Apply Now to get Pre-Approved.

If you’re in the market to purchase your first home, second home or even your investment property, consider spending some time to run through the question fields below and to view the required document lists further below on this page.

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An Application Process takes a matter of a few steps

Step One

Find a suitable loan product.

Once you have completed the above Preliminary Application Details, the next step is to work out the type of loan product you require, and if you don’t know what type of loan product to consider, that’s cool, we are here to help with that process as well. By answering a few questions with our Fact Find Questionnaire, we can help you narrow down the types of products that may suit your requirements. The Fact Find Questionnaire will be emailed to you once we receive your information you just completed.

Step Two

Required Documents for Lender

Once we work out a proposed lender and the product required, we will require a list of documents from you to obtain the Pre-Approval from the proposed lender. Each lender has their preferred method and type of documents, however, the majority of lenders require all of the documents per list below;

Step Three

Obtain Pre-Approval

You will need the following documents for an Application;

Note: These are required for each applicant

+ Copy of Drivers Licences & copy of Passports or Birth Certificate (these are required for the 100 points of ID’s)

+ Copy of last 2 Current pay slips (Not more than 30 days old)

+ Copy of last 3 months Bank statement to show saving pattern of the 5% genuine savings

+ Copy of current (last year’s) ATO Assessment Notice or Employers group certificate

+ The First Home Owners Grant (FHOG) application form for your own state can be found at these Useful State Grant list of Australian State Revenue Offices. You will need to take your original ID’s plus copies of these ID’s to be certified by a Solicitor or Justice Of The Peace, with the following wording;

“I certify that I have sighted the original documents and this is a true copy of it”.

This certification must be on each document (not required on each page) and

+ Have the Certifiers Name,

+ Title (position held),

+ Registration number (where applicable) and

+ Be signed and

+ Dated.

Note: These are required for each applicant

+ Copy of Drivers Licences & copy of Passports or Birth Certificate (these are required for the 100 pints of ID’s for each Director)

+ Copy of last 2 most recent years’ Personal Income Tax returns. (The most recent being no more than 24 months old)

+ Copy of last 2 most recent years’ Business (or Company) Income Tax returns. (The most recent being no more than 24 months old)

+ Copy of most recent ATO Notice of Assessment

+ Copy of last 3 months Bank statement to show saving pattern of the 5% genuine savings

Note: These are required for each applicant

+ Copy of Drivers Licences & copy of Passports or Birth Certificate (these are required for the 100 points of ID’s)

+ Copy of last 2 Current pay slips (Not more than 30 days old)

+ Copy of current (last year’s) ATO Assessment Notice or Employers group certificate

+ Copy of last 6 months of loan statements to be refinanced

+ Copy of Drivers Licences & copy of Passports or Birth Certificate (these are required for the 100 pints of ID’s for each Director)

+ Copy of last 2 most recent years’ Personal Income Tax returns. (The most recent being no more than 24 months old)

+ Copy of last 2 most recent years’ Business (or Company) Income Tax returns. (The most recent being no more than 24 months old)

+ Copy of most recent ATO Notice of Assessment

+ Copy of last 6 months of loan statements to be refinanced

Note: These are required for each applicant

+ Copy of Drivers Licences & copy of Passports or Birth Certificate (these are required for the 100 points of ID’s)

+ Copy of last 2 Current pay slips (Not more than 30 days old)

+ Copy of last 3 months Bank statement to show saving pattern of the 5% genuine savings

+ Copy of current (last year’s) ATO Assessment Notice or Employers group certificate

+ Copy of Rental Management Letter from real estate agent (If applying for the Non-Genuine 5% savings loan)

+ The First Home Owners Grant (FHOG) application form for your own state can be found at these Useful State Grant list of Australian State Revenue Offices. You will need to take your original ID’s plus copies of these ID’s to be certified by a Solicitor or Justice Of The Peace, with the following wording;

“I certify that I have sighted the original documents and this is a true copy of it”.

This certification must be on each document (not required on each page) and

+ Have the Certifiers Name,

+ Title (position held),

+ Registration number (where applicable) and

+ Be signed and

+ Dated.