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Commercial Property Loans
Commercial Loan facilities to empower your commercial purchases and refinances.
Commercial Fast Refinance with 30 Year Loan Term
Looking for a Fast Commercial Loan Refinance for a Loan up to $1 Million, competitive rates with a 30 year Loan Term?
+40
+ Commercial Lender Access
+30
Year Loan Terms Available
+80
% Loan To Value Ratios
Available Commercial Loans
Neomoney offers a range of commercial loan facilities to cater to your commercial lending needs. With over 30 commercial lenders on board, we provide you with a wide range of options to empower your commercial purchases and refinances.
Our commercial facilities come with no ongoing fees, chargers, or annual reviews that may create additional costs for your business and take away valuable time from your core business activities. With Neomoney, you have the freedom to choose from 75% to 80% LVR loans with a true ‘SET and FORGET’ facility. You can select the loan term that best suits your commercial requirements, ranging from 15, 20, 25, and 30 years.
At Neomoney, we believe in being transparent and providing a no-fuss loan facility. That’s why we have eliminated various fees associated with commercial loans. Our loan facility comes with no line fees, reviews fees, service fees, mandate fees, account-keeping fees, or annual reviews.
We understand that purchasing investment or business premises can be a challenging task. However, our commercial loan facilities can help you achieve your goals by providing you with the required financial support. With us, you can focus on your business and what you do best.
How Long Does A Commercial Loan Approval Take?
The approval time for a commercial loan can vary depending on various factors. Generally, it takes about 48 hours for a lender to review and approve a commercial loan application, provided they have received all the required loan documentation. However, this time frame may differ based on the complexity of the loan request, the size of the loan, and the lender’s workload.
It’s worth noting that you can obtain a pre-approval for your commercial loan, which is subject to a valuation. A pre-approval is a conditional approval that the lender gives you based on the information you provide in your application. This process involves a preliminary review of your financial documents and credit history to determine whether you meet the lender’s eligibility criteria. However, a pre-approval does not guarantee that you will receive the loan, as it is subject to a valuation of the property or assets that will be used as collateral.
In summary, the approval time for a commercial loan can take up to 48 hours, provided all the required documentation has been submitted. Additionally, you can obtain a pre-approval that is subject to a valuation, but it does not guarantee the loan’s final approval.
Do You Have Interest Only Loans?
Terms For These Loans Facilities.
Interest Only Commercial Loans: 1 to 7 Loan Terms
Principal and Interest Loan up to 25 year term.
What Type Of Loan Products Available?
Loan Products and Interest rates compare favourably with our lenders, offer borrowers the choice of Principal and Interest Loans (P/I), Interest Only Loans (IO), Fixed Rate Loans, a Line of Credit Loan (LOC) or a combination of all three types of loans.
Fixed for terms of 1 to 7 years, Interest rates for these loans may be variable or a combination of both. At the end of a fixed rate term, borrowers may select a further fixed the rate term, or convert to a variable rate product.
Who Can Apply For A Commercial Property Loan?
Commercial Property Loans are available to a diverse range of borrowers. Every property and every borrower’s situation is unique, which means that these commercial loans are designed to accommodate a broad range of borrowing structures. Borrowers can include individuals, partnerships, companies, and discretionary trusts.
Whether you’re looking to invest in a small retail unit or a large office building, a Commercial Property Loan could be the perfect solution to help you achieve your financial goals. Regardless of the size or complexity of your commercial project, there is likely to be a loan product that can be tailored to meet your specific financial needs.
In summary, Commercial Property Loans are flexible and can be customised to suit the individual needs of each borrower. No matter what your borrowing structure is, there is a good chance that you could be eligible for a Commercial Property Loan.
What types of securities can be financed by your institution without the need for customisation?
In addition to the commonly accepted securities such as Commercial Offices, Industrial Buildings, Factories, and Residential Properties, our institution may also consider financing other securities that satisfy our credit requirements. Below is a list of such securities that are eligible for financing:
Retail Shops
Mixed-Use Developments
Self-Storage Facilities
Education Facilities (e.g. Schools, Universities, etc.)
Sports and Entertainment Venues (e.g. Stadiums, Arenas, etc.)
Commercial Offices
Warehouses
Industrial Buildings
Healthcare Properties (e.g. Medical Offices, Hospitals, etc.)
Multiple Dwelling on a title plus more…
Please note that each of these securities must meet our lenders credit criteria and undergo a thorough evaluation process before financing can be approved.
What types of securities can be financed by your institution without the need for customisation?
In addition to the commonly accepted securities such as Commercial Offices, Industrial Buildings, Factories, and Residential Properties, our institution may also consider financing other securities that satisfy our credit requirements. Below is a list of such securities that are eligible for financing:
Retail Shops
Mixed-Use Developments
Self-Storage Facilities
Education Facilities (e.g. Schools, Universities, etc.)
Sports and Entertainment Venues (e.g. Stadiums, Arenas, etc.)
Commercial Offices
Warehouses
Industrial Buildings
Healthcare Properties (e.g. Medical Offices, Hospitals, etc.)
Multiple Dwelling on a title plus more…
Please note that each of these securities must meet our lenders credit criteria and undergo a thorough evaluation process before financing can be approved.
I’m Ready!
Are you ready to take the next step towards your dream home? Our team of mortgage specialists is here to help you find the perfect loan product tailored to your unique needs. Whether you're seeking credit advice or simply looking for more information, we're here to answer any questions you may have.
To get started, just click on the enquiry button below and we'll be in touch with you shortly.
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